Make HCU your mortgage lending home today!

With over 130 years of experience and commitment to the community, HCU is uniquely positioned to offer home buyers and homeowners a better experience with the purchase of a new home or refinancing an existing mortgage. Contact us today to learn more about our residential mortgage lending solutions.


Loan programs that offer the perfect financing solution

Whether you are a first-time homebuyer navigating your way through all the loan programs, ready to refinance your current mortgage and lock in at a fixed-rate or consider one of our adjustable-rate options, HCU has the perfect loan to meet your financing needs.
For our Real Estate Professional partners - we look forward to partnering with you to offer your buyers these flexible solutions:

  • 1. A full suite of loan programs with competitive rates
  • 2. Portfolio underwriting to help get more of your deals approved and closed

For our Financial Advisors, Attorneys and CPAs - HCU can deliver custom solutions for your clients' real estate borrowing needs:

  • 1. Financing programs every step of the way - from first homes, trade-ups and second homes/investment properties to the perfect dream retirement home
  • 2. Customized solutions through our portfolio lending programs for your self-employed clients and those with complicated financial profiles and trusts
  • 3. A trusted mortgage banking partner working together to deepen client relationships

Our flexible loan programs are competitive with many options designed to meet home buyers' and homeowners' needs and goals. Make HCU your mortgage lending home today and benefit from:

  • 1. Local market expertise
  • 2. Fast turnaround times
  • 3. Competitive rates and terms with fixed-rate, fixed-term and adjustable-rate (ARM) options
  • 4. Mortgages for primary residences, second homes and investment properties
  • 5. Portfolio lending programs